Most of us are going to die someday. Perhaps you are the special one who won’t but based on history it will happen to the best of us. Since death is inevitable, why not plan to take care of your family? A will is a necessary first step. However, even with a will, you may not have enough protections. (See discussion on 401Ks). Many people like to use the forms they find in the office supply store, but that could contribute to huge estate problems. Never forget the importance of drafting good estate plans with the help of legal counsel.